XRP at $100 by 2030 Is “Not a Bold Call,” Says Analyst

Divyanshi Seth
By Divyanshi Seth 4 Min Read
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Crypto market commentator 24HrsCrypto reiterated this week that an XRP price of $100 by 2030 should not be considered an extreme forecast, pushing back against critics who have questioned high-end targets as the token continues to trade below $2.

XRP at $100 by 2030 Is “Not a Bold Call
Source: X

XRP Forecast Framed Around Liquidity, Not Short-Term Price Action

24HrsCrypto said his outlook does not rely on short-term charts or market sentiment. Instead, he focuses on how money moves through financial systems, how liquidity forms, and how settlement demand can change asset value over time.

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He did not present a numerical valuation model or on-chain estimates to support the $100 figure. Rather, he described the target as a probability-based view tied to structural change, not a prediction tied to the current market cycle.

At $100 per token, XRP’s market capitalization would sit far above today’s large-cap crypto assets, placing the forecast well outside present market conditions.

Alongside the 2030 outlook, 24HrsCrypto outlined a medium-term scenario, saying an XRP price near $20 in 2026 would align with what he considers realistic conditions if usage expands.

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He stressed that such a move would require measurable growth in activity, not speculative rallies, and said price appreciation would need to follow adoption rather than lead it.

A core part of the thesis rests on trading volume. The analyst said sustained daily trading volume above $200 billion would signal meaningful demand and utility for XRP.

For comparison, Bitcoin’s reported spot trading volume averages around $32 billion per day, while XRP’s highest recorded daily volume stood near $37 billion in April 2021. The analyst acknowledged that many market participants dismiss the likelihood of XRP reaching such levels, but argued that skepticism reflects a market still oriented around speculation rather than settlement-driven activity.

Analyst Points to Past Calls, Not Price Moves

Responding to a post that called XRP “nothing but disappointment” after a roughly 44% decline this year, 24HrsCrypto rejected claims that his analysis misleads investors. He said criticism often ignores the difference between short-term price action and long-term structural developments.

In reply, 24HrsCrypto said his track record centers on identifying developments before they became public, not predicting short-term market rallies. He cited several examples he said were documented and time-stamped years in advance.

Analyst Points to Past Calls
Source: X

Among them, he said he previously called Ripple’s collaboration with Mastercard, Ripple’s decision to launch its own stablecoin, and the company’s push toward operating as a regulated financial institution.

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As part of that defense, 24HrsCrypto pointed to a recent statement from Ripple CEO Brad Garlinghouse, who confirmed that Ripple had received conditional approval from the Office of the Comptroller of the Currency to pursue a U.S. national trust bank charter.

Analyst references his past calls
Source: X

Through the post, the analyst said how ideas once dismissed as unrealistic can later become public policy or corporate reality. He did not claim that the approval validates a specific XRP price outcome. Instead, he framed the comparison as a response to accusations that his earlier views were misleading.

Divyanshi Crypto Journalist CoinChapter

Divyanshi Seth

Divyanshi Seth is a Crypto News Journalist at CoinChapter with a master’s degree in Journalism and Mass Communication. When the 2021 crypto rally made global headlines, her curiosity led her to research blockchain technology and digital assets. That interest evolved into a career, with a focus on BTC, XRP, ADA, Dogecoin, Shiba Inu. Over the past 3 years, she has authored more than 1,000 articles, focusing primarily on ADA, Dogecoin, Shiba Inu, XRP, and Bitcoin. Divyanshi holds Bitcoin and Solana.